In 2004, the Department for Transport in the UK announced that for every 100 million kilometres travelled; there would be an estimated 121 crashes that end in a fatality or serious injury for those on motorcycles compared to just 2.6 for those in a car. Statistics such as these should be enough to scare all riders into making sure your motorbike insurance is up to date and with such cheap premiums up for grabs; there really is no excuse.
Whether you are crazy about Harley Davidson bikes, Ducati’s or Honda’s you should be all too aware of the indispensable need for bike insurance. Research proves that you are almost three times more likely to endure an accident while riding motorcycles than if you were driving a car. Premiums on bike insurance can be kept down simply by driving safely; the longer you go without making a claim, the cheaper your premiums will be.
Tips on how to keep the price low
Keeping premiums low is a prime target for many but breaking the law and avoiding bike insurance altogether is not the answer. Here are a few things you can do to keep the price of your insurance low:
Avoid points – No drink driving and no speeding
Avoid traffic offences – Do not take risks such as undercutting, illegal manoeuvres or riding without a helmet
Get insurance! – Riding without insurance will ensure that when you come to get insurance you will find the prices far steeper
The penalties for riding without insurance are severe and the risks are potentially catastrophic. With so many deals available and cheap bike insurance simple to obtain; there really is no excuse to ride without it. Searching for a quote via the internet is another great way to keep the price down as the most affordable deals are always available online.
Where to find cheap bike insurance
Driving a mean machine such as a Harley or Ducati is an experience that compares to no other, but bike insurance is a vital part of that experience that allows you to ride safe in the knowledge that you are covered by a scheme in the unforeseen event of an accident. Cheap bike insurance is readily available online and for those looking to save while they ride; hunting down cheap bike insurance is a necessity.
Utilise search engines such as Google for your searches and use search terms that include the name and make of your bike such as: ‘ Ducati bike insurance ‘ or ‘cheap ‘ Honda bike insurance ‘. Keeping premiums low is essential for many riders and by riding safely, checking out internet offers and avoiding points on your licence; it is possible to get insurance for great prices.
Insurance packages are available for all types of motorcycles including Harley’s and tourers and they cover all ages and needs. Honda makes a wide range of super fast and super reliable bikes as do Ducati and good prices on insurance for these beautiful beasts as well as many other popular names is easy to find online.
Why do I need insurance?
Aside from the fact that it is illegal to ride without it, insurance is simply a must for riders as the danger factor is ever-present. The most common cause of motorbike accidents is the sheer power and nature of a bike as opposed to those caused by driving a car when accidents are often blamed on driver error. The danger faction of riding a bike is what makes it so thrilling and with big bikes such as a Harley; bike insurance is a necessity in order to ensure you are covered in the event of an accident.